EMI Calculator — Smart Prepayment Advisor

📋 Loan Parameters

Principal Amount (₹)

Annual Interest Rate (%)

Loan Tenure (months)

Monthly EMI

₹0

Total Interest

₹0

Total Payment

₹0

⚡ Prepayment Strategy

🛠️ Configure Prepayments

Prepayment Amount (₹)

At Month #

Extra per month (₹)

From month

To month (0 = end)

Annual prepayment (₹)

Month of year (1–12)

Calculations update automatically as you type

📊 Impact Analysis

Interest Saved

₹0

Tenure Reduced

0 months

New Payoff

—

Balance Comparison

📅 Amortization Schedule

Monthly breakdown. ⭐ = prepayment month. Month — = Golden Milestone (Principal > Interest).

Year	EMI Paid	Prepaid	Interest	Principal	Balance	Saved vs Base

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